Congrats to our January Winner — Holly wins a $500 Bunnings voucher! We appreciate your feedback, that’s why each month we give our customers who have recently settled a loan the chance to go in the competition to win a small thank-you gift. This month’s winner is Holly, and they've…
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Do you have any idea what a home loan really ends up costing over the life of a mortgage? Thanks to the interest paid over an average 30-year loan term, the figures are eye-watering. Our lead article closely inspects the figures and delves into the simple yet incredibly effective strategies…
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As we emerge from the hibernation of winter months, I hope you're feeling spring in the air in your hood. Are you looking to refinance soon? With most lenders looking at your last three months of financial activity to access your ability to repay a loan, we've got some hints…
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Are you one of the estimated 800,000 Australians soon coming off a low, fixed-rate home loan, meaning a higher, variable rate is in your near future? We speak to a couple who found themselves looking down the barrel of this situation, bringing with it significant levels of mortgage stress. A…
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Waste not, want not Australians churn out 540kg of household waste per person, each year. That's a whopping 10kg for every single person - every single week. More than ever, it's time to cut our waste. With a little planning and creativity, the environment and your wallet will be grateful.…
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As widely expected, the RBA board confirmed today that the official cash rate would again remain at 0.10%. With inflation now within its target band of 2-3%, markets have been speculating the RBA will increase rates as early as June this year. The Central Bank will be closely monitoring for…
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Eco-friendly and budget-friendly are phrases that are rarely used together when it comes to real estate.
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Congrats to our September Winner - Bianca wins a $500 Bunnings voucher!
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As the world grapples with the unfolding COVID-19 situation, I wanted to let you know we are committed to helping our clients through what will likely be difficult and challenging times ahead.
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Now that Australia’s banking regulator has lowered the lenders’ borrowing buffer, more people should be able to borrow more funds to buy their new home. For the last few years Australia’s banking regulator, APRA, has required lenders to use a minimum 7 per cent interest rate when assessing a new…
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